Group Services


We Are Here To Help

They’re not just your employees, they’re your friends, your family, and your responsibility.  We know how important it is to you to take proper care and provide coverage for your team.  It’s also no coincidence that a well-covered team is more productive too.  Our Sioux Falls benefits team is here to help you make the right decisions when it comes to making sure your team has the coverage it needs. Use the links to the right to learn more, or contact us today!

Long Term Care

Whether it’s due to a motorcycle accident or a serious illness, long term care may be what you need if you can’t independently perform the basic activities of daily living. We can help you make sure your employees get the help they’ll need.

Medical Coverages

For all the bumps, scrapes, and whatever else life throws your way. At some point, you’ll need it and we’ll be glad to help you stay covered. We’ll also help you stay on top of new legislation and to stay compliant with federal laws.

HR Services

Sometimes you don’t have all the tools or time you need. Our HR services and tool kit can help you do your job faster and more efficiently. With an employee portal, we can streamline your entire HR process.

Identity Theft Shields

Don’t allow you or your family to be a victim of identity theft. With Identity Theft Shield you have the protection of the only nationwide coverage that will clean up the mess if you or your family become the victim of identity theft.

Legal Shield

Legal Shield allows you to access to unlimited legal counsel at any time of day. You can easily update your wills, healthcare directives, power of attorney documents and have access to many more documents with your 24/7 “on-call” attorney.

phone 605.338.1489 | toll free 866.237.9411 | fax 605.338.2823 | email [email protected]

1324 S Minnesota Ave, Sioux Falls, SD 57105 | PO Box 90335, Sioux Falls, SD 57109


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Risty Benefits provides support for Sioux Falls area small businesses with employee benefits such as, life insurance, health insurance, long term care, retirement, group health and other benefit needs.


Check the background of Risty Benefits' financial professionals on FINRA's BrokerCheck.


Securities offered through Gardner Financial Services, Inc., 8421 Wayzata Blvd., Ste. 350, Minneapolis, MN 55426.

A registered Broker/Dealer. Member FINRA, SIPC.