Work-Site Benefits


Make Sure You Are Covered Properly

Whether you are looking for worksite benefits for your employees, your team, or yourself, Risty Benefits in Sioux Falls can help with all your insurance and benefits questions to make sure you are covered properly. With multiple plans and carriers, we can work with your existing coverage and connect you with the best options available, custom to you and your health. Use the links to the right for more information or contact us today to get additional coverage!


An annual vision exam can detect many health issues, along with bad vision. Vision insurance is both affordable and beneficial with Risty Benefits in Sioux Falls. Keep your eyes on the future and let us help find a vision plan for you!


Toothache? Kid need braces? Possible root canal? We’re here to help protect your family’s smile and dental health. Stay focused on scheduling those dentist appointments, we’ll take care of the insurance part.

Short-term Disability

Dealing with serious injury or illness is stressful. When you’re unable to work, or in the hospital, you need to know that you are covered. We’ll make sure you get the help you need while you concentrate on getting back on your feet.

Hospital Indemnity

When you are seriously laid up in the hospital, you need some serious help and serious coverage. The last thing you want to worry about is your finances and how you’re going to make up for the work and time lost. We’ll help with that.

Major Injury

Not what you were planning on – never is. If you have a major injury and need additional cash in your wallet to help get you through, contact our insurance experts at Risty Benefits to create a plan for your recovery.

phone 605.338.1489 | toll free 866.237.9411 | fax 605.338.2823 | email [email protected]

1324 S Minnesota Ave, Sioux Falls, SD 57105 | PO Box 90335, Sioux Falls, SD 57109


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Risty Benefits provides support for Sioux Falls area small businesses with employee benefits such as, life insurance, health insurance, long term care, retirement, group health and other benefit needs.


Check the background of Risty Benefits' financial professionals on FINRA's BrokerCheck.


Securities offered through Gardner Financial Services, Inc., 8421 Wayzata Blvd., Ste. 350, Minneapolis, MN 55426.

A registered Broker/Dealer. Member FINRA, SIPC.