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Cafeteria Plan/Flex Benefits

A Section 125 plan, or a cafeteria plan, allows employers to provide their employees with a choice between cash and certain qualified benefits without adverse tax consequences.

Employees who participate in a cafeteria plan can pay for qualified benefits, such as group health insurance, on a pretax basis. This reduces both the employees’ and the employer’s tax liability.


The information provided is general information and is not intended to be construed as tax advice. For questions or more information on how contributing to a Cafeteria Plan/Flexible Spending Plan can affect your taxes, please contact your Cafeteria Plan sponsor, accountant, or tax professional.

Did you know?

As a business owner, you can participate in an HSA as long as you make contributions in an after-tax manner. You can still take a deduction on your personal tax return, but you may not deduct the same expense as a business deduction.

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Business Hours

Monday 08:00 am – 05:00 pm
Tuesday 08:00 am – 05:00 pm
Wednesday 08:00 am – 05:00 pm
Thursday 08:00 am – 05:00 pm
Friday 08:00 am – 05:00 pm
Saturday By Appointment
Sunday Closed


Our team is ready to assist you.

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Call Risty Benefits

Risty Benefits, Inc., Health Insurance, Sioux Falls, SD

phone 605.338.1489 | toll free 866.237.9411 | fax 605.338.2823 | email

1324 S Minnesota Ave, Sioux Falls, SD 57105 | PO Box 90335, Sioux Falls, SD 57109