Supplemental Employee Benefits
We help business and their employees be better prepared for the additional expenses that come along with serious illnesses or accidents. A hospital indemnity insurance plan can help offset the costs incurred from a hospital stay that are not covered under major medical plans.
Hospital Indemnity Insurance– supplemental insurance plan designed to pay a specified dollar amount per day of hospitalization directly to the insured. When insured are hospitalized for an accident or illness, they received a lump-sum cash benefit to use any way they choose- regardless of other insurance they have, or actual expenses occurred.
Most hospital Indemnity insurance plans cover:
- inpatient hospital admission and stays
- Intensive care unit admission and stays
- critical care unit admission and stays
For more information, contact Risty Benefits.