DENTAL & VISION BENEFITS
Dental and Vision can be offered as Voluntary benefits and are a cost-effective solution to help employees offset out-of-pocket expenses. Employers want to respond to evolving needs, and voluntary benefits are more relevant now than ever before. These benefits can be paid entirely or partially by the employee.
Dental Insurance – a form of health insurance designed to pay a portion of the costs associated with dental care.
- Self-Funded Dental Plans – employer completely funds all dental claims for their employees and has the freedom to customize the benefit plan to what fits their company’s needs the best.
- Dental Open PPO Insurance – has a wide network of dentists you can visit and still receive at least partial coverage for as well as more likely to offer reimbursement for services from an out-of-network dentist.
- Dental Indemnity Plan – able to go to any dentist you want, services and procedures are paid upfront by the consumer, then reimbursed by the insurance company later.
Vision Insurance – health or wellness plans designed to reduce your costs for routine preventive eye care and prescription eyewear.
- Self-Funded Vision Plans – employer completely funds all vision claims for their employees and has the freedom to customize the benefit plan to what fits their company’s needs the best.
Did you know?
Most dental insurance companies —over 90%—have a “missing tooth clause.” With a missing tooth clause, the insurance company can deny paying to replace a tooth if that tooth was lost, extracted or removed before the policy took effect. There are 120 million Americans who are missing at least one tooth.