Accident

Thought most people do not like to think about it, accidents can happen- and they can be devastating.  Most individuals are not financially or emotionally prepared for them. This voluntary benefit appeals to multigenerational workforce as an important supplement to employees’ health plans.  Offering a group accident insurance plan as part of your benefits package can help your employees in the event of an accident.

Accident Insurance: Insurance where the policyholder is paid directly in the event of an accident outside of work, resulting in the injury of the insured. In addition to paying for medical services, payments from accident insurance can pay for out-of-pocket medical expenses and daily living expenses, and cover lost income from unpaid time off.

Qualifying Accident Insurance covers:

• Fractures
• Dislocations
• Burnes
• Concussions
• Cuts and Lacerations

Contact Risty Benefits to learn more about this insurance and our many other coverage solutions