Pet insurance is a product offered by some employers as a voluntary benefit to protect employees from high, unexpected veterinary bills.

Pet insurance provides coverage for pet illnesses and accidents. These plans are somewhat like your own health insurance plan, but with more focus on unforeseen medical incidents rather than routine preventive visits. Most pet plans cover dogs and cats, though some may cover other animals, such as chameleons, chinchillas, geckos, gerbils, goats, mice, lizards, hamsters, potbellied pigs, rabbits, rats, snakes, and tortoises.

As veterinary technology adopts advanced diagnostic and treatment tools already used for people, the possibility of saving a pet from life-threatening injury and disease has increased. However, the cost of veterinary care has risen as well. Having pet insurance can provide your employees with the ability to say “yes” to a costly but life-saving operation for their pet.