Call Risty Benefits today 605.338.1489


We Are Here To Answer Questions

We know that choosing the right insurance plan can be stressful. Our Sioux Falls benefits team is here to answer any insurance questions you have and match you with the best insurance plan for your situation. We can help you determine the best plans and carriers to get you the coverage you want, and the peace of mind you deserve. Life is unpredictable, so be prepared and covered with the correct insurance to keep you and your family healthy. Use the links to the right to find out more information about our different insurance options or contact us today to get started!

Life Insurance

Think of it as peace of mind coverage. It’s about making sure that the people who depend on you will receive help after your death. Life insurance provides for funeral costs, education needs, and other final expenses.

Medical Coverages

For all the bumps, scrapes, and whatever else life throws your way. At some point, you’ll need it and we’ll be glad to help you stay covered. We’ll also help you stay on top of new legislation and to stay compliant with federal laws.

Retirement Planning

Risty Benefits’ experts can help you determine the financial planning needed to make your retirement dreams come true. Start planning now and let us guide you on the path to the retirement life you want.

Identity Theft Shields

Don’t allow you or your family to be a victim of identity theft. With Identity Theft Shield you have the protection of the only nationwide coverage that will clean up the mess if you or your family become the victim of identity theft.

Legal Shield

Legal Shield allows you to access to unlimited legal counsel at any time of day. You can easily update your wills, healthcare directives, power of attorney documents and have access to many more documents with your 24/7 “on-call” attorney.

Dental Insurance

You can enroll in a dental plan any time of the year! We work with several different carriers, including Delta Dental, Ameritas, Spirit Dental and Denali Dental.


  • The #1 vision plan among customers
  • #1 doctor rated vision insurance provider
  • The only national not-for-profit vision insurance company
  • The largest doctor network means locations close to you

phone 605.338.1489 | toll free 866.237.9411 | fax 605.338.2823 | email contact us

1324 S Minnesota Ave, Sioux Falls, SD 57105 | PO Box 90335, Sioux Falls, SD 57109


© Risty Benefits | Privacy Statement | All Rights Reserved | PII Privacy Statement


Risty Benefits provides support for Sioux Falls area small businesses with employee benefits such as, life insurance, health insurance, long term care, retirement, group health and other benefit needs.


Check the background of Risty Benefits’ financial professionals on FINRA’s BrokerCheck.


Securities offered through Gardner Financial Services, Inc., 8421 Wayzata Blvd., Ste. 350, Minneapolis, MN 55426.

A registered Broker/Dealer. Member FINRA, SIPC.