Sioux Falls Individual Benefits

Individual Services

We Are Here To Answer Questions

We know that choosing the right insurance plan can be stressful. Our Sioux Falls benefits team is here to answer any insurance questions you have and match you with the best insurance plan for your situation. We can help you determine the best plans and carriers to get you the coverage you want, and the peace of mind you deserve. Life is unpredictable, so be prepared and covered with the correct insurance to keep you and your family healthy. Use the links to the right to find out more information about our different insurance options or contact us today to get started!

Sioux Falls Life Insurance Benefits

Life Insurance

Think of it as peace of mind coverage. It's about making sure that the people who depend on you will receive help after your death. Life insurance provides for funeral costs, education needs, and other final expenses.


Medical Coverages

For all the bumps, scrapes and whatever else life throws your way. At  some point, you'll need it and we'll be glad to help you stay covered.  We'll also help you stay on top of new legislation and to stay compliant  with federal laws.

Sioux Falls Retirement Planning Benefits

Retirement Planning

Risty Benefits' experts can help you determine the financial planning needed to make your retirement dreams come true. Start planning now and let us guide you on the path to the retirement life you want.

Sioux Falls Benefits

Legal Shield

Life is unpredictable. Get the legal advice you deserve when you need it. Legal Shield is here to protect you and your small business with 24 hour legal counsel. Contact our team for more information!

Sioux Falls Identity Shield Benefits

Identity Theft Shield

Identity theft is an increasing threat in this digital world. Don't wait until your credit card is compromised. Stay protected with Identity Theft Shield, the most comprehensive ID theft restoration service available.


Dental Insurance

You can enroll in a dental plan any time of the year! We work with several different carriers, including Delta Dental, Ameritas, Spirit Dental and Denali Dental.

Sioux Falls Vision Benefits


  • The #1 vision plan among customers
  • #1 doctor rated vision insurance provider
  • The only national not-for-profit vision insurance company
  • The largest doctor network means locations close to you